TeleCheck® Electronic Check Acceptance®
Not all credit card processing companies offer the Check Guarantee
Service. With First Data Independent Sales® you can be assured that
when you accept a check for payment it will be money in the bank. How?
Simply apply for the check guarantee service from TeleCheck during
your merchant account signup or contact us for an application if you
currently have a merchant account and would like to incorporate
TeleCheck Guarantee Services into your business services.
The TeleCheck Warranty service acts like an insurance policy for
merchants when accepting paper checks as TeleCheck automatically
warrantees the full amount of any check it approves.*

The TeleCheck Electronic Check Acceptance (ECA) and Warranty
Service converts paper checks into electronic payments at the point of
sale and delivers funds directly to your bank account similar to
credit card processing.
This innovative check service is designed to mirror the process
currently used for credit cards, the ECA service converts paper checks
into electronic items at the point of sale and automatically deposits
these funds into your bank account utilizing the TeleCheck Eclipse™
Payment Terminal, a specialized terminal that processes checks, credit
cards and debit cards all-in-one.
ECA Electronic Check Acceptance
Converts Paper Checks Into Electronic Items at the point of sale
and automatically deposits these funds into your bank account
utilizing the TeleCheck Eclipse™ payment terminal, a specialized
terminal that processes checks, credit cards and debit cards
all-in-one. Designed to mirror the process currently used for credit
cards.
The TeleCheck ECA™ program converts paper checks electronically at the
point of sale and transfers the money from the customer's account to
the merchant's, acting in many ways like a debit card payment.
"If a check bounces its Telechecks problem not yours."
How It Works...
The
process is simple. After the check writer presents his check, the
clerk authorizes it through a TeleCheck ECA compatible terminal then
gives the check-writer a printed receipt for signature. This signature
allows TeleCheck to electronically present the transaction to the
check writer’s bank for settlement and that money is automatically
deposited your bank account. And, because the electronic transaction
is TeleCheck’s responsibility, if it fails to clear the check writer’s
account, you’ll never see a returned check or returned check fees. The
bad check or transaction is TeleCheck’s responsibility.
Checks - A Hassle-Free Payment Option
In every way, the ECA service is a process that will make it safer, faster and easier to accept checks and will make checks a more viable payment option for both you and your customers.
About TeleCheck
TeleCheck
is a check acceptance service that First Data Independent Sales offers
through its alliance with TeleCheck Services. TeleCheck provides
merchants with one of the largest and most sophisticated check
acceptance systems available today and stands behind the payment of
any check it approves, which reduces risks to merchants and protects
your business.
While Check Warranty Services are not new to the industry; ECA is! ECA
stands for Electronic Check Acceptance and significantly reduce the
time it takes for your funds to be deposited into your bank account.
Even for out-of-state checks! Not all credit card processing companies
offer check services. With First Data Independent Sales and TeleCheck
you can be assured that when you accept a check for payment it will be
money in the bank.
All rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
Services by Cardservice International.
The FIRST DATA name, trademark and logo are owned
by First Data Corporation. All other trademarks, service marks and
trade names referenced in this material are the property of their
respective owners. The First Data Independent Sales Agent Program is
operated by Cardservice International, Inc. Cardservice International,
doing business as First Data Independent Sales (FDIS), is a registered
ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express
requires separate approval. FDIS Agent #33218 is an independent agent
for Cardservice International.
